Repair now.
Pay in pieces.
We don’t want a broken brake job to be a financial emergency. Six lenders, soft-check applications, and approval terms that actually work for working people.
- Pick a repair plan — 3, 6, 12, or 24 months
- Soft credit check, no impact on score
- Instant decision in most cases
- No financing fee from us
Final terms set by the lender based on your credit profile.
Real options.
Real human help.
A walk-through at the counter beats deciphering an app on your phone. Tasha will go through options with you in plain English.
Pay in pieces
Spread repairs into 3, 6, 12, or 24 months. Choose the term that fits the bill.
Fast approval
Most applications take under 5 minutes. Decisions are usually instant.
Soft credit check
Pre-qualifying doesn’t hurt your credit score. Apply without worry.
No-interest options
Several of our partners offer 90-day same-as-cash. Pay off early, pay zero interest.
Six lenders.
One counter.
Lease-to-own. No credit score required. Good for major repairs.
Flexible terms, soft credit pull, fast decisions.
90-day same-as-cash on qualifying purchases.
Buy now, pay over 3–12 months. Soft check, no impact on credit.
Pay over 3, 6, or 12 months. Clear monthly amounts at checkout.
Pay in 4 interest-free installments, every two weeks.
Three steps.
Done in an hour.
From quote to approval to keys in your hand. Most customers walk out the same day with the work either done or scheduled.
Get a quote
Bring the car in or call. We diagnose, scope the work, and write a firm estimate.
Pick a financing partner
We walk through which option fits your situation. Apply right at the counter or on your phone.
We get to work
Approval triggers the job. Most repairs are back on the road same day or next.
Questions we
get most often.
No — every partner we work with uses a soft credit check for pre-qualification. Your score isn’t affected unless you accept and complete a loan.
Snap Finance specializes in customers with low or no credit. American First Finance and Sunbit also approve a wide range of credit profiles. We’ll help you find a fit.
Most partners go up to $5,000. Snap and American First go higher in some cases. The exact line depends on the lender and your profile.
Yes. Several partners offer 90-day same-as-cash — pay off the full amount within the window and pay zero interest. Ask us which option is right for your job.
No. We don’t add a markup for using financing. The repair is the same price whether you pay with a card, cash, or one of our partners.
Apply, approve, and we get started.
No financing fees. Same-day work where possible. We'll walk you through every option face-to-face.